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IRS Announces 2017 Qualified Retirement Plan Limits

November 08, 2016
The IRS recently announced cost-of-living adjustments for 2017. Below is a list of some of the key annual limits that will apply to qualified retirement plans in 2017:
  • Compensation limit in calculating a participant?ÇÖs benefit accruals: increased to $270,000.
  • Elective deferrals to 401(k) and 403(b) plans: remains unchanged at $18,000.
  • Annual additions to a defined contribution plan: increased to $54,000.
  • Catch-up contributions for employees aged 50 and over to 401(k) and 403(b) plans: remains unchanged at $6,000.
  • Annual benefit limit for a defined benefit plan: increased to $215,000.
  • Compensation dollar limit for defining a ?Ç£key employee?Ç¥ in a top heavy plan: increased to $175,000.
  • Compensation dollar limit for defining a ?Ç£highly compensated employee?Ç¥: remains unchanged at $120,000.
The full list of 2017 plan limits can be found in IRS Notice 2016-62.