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IRS Releases 2026 Inflation-Adjusted Amounts for HSAs and HDHPs

May 08, 2025

The IRS recently issued Rev. Proc. 2025-19, which sets the 2026 calendar year limits on (i) annual contributions that can be made to a health savings account (“HSA”) and (ii) annual deductibles and out-of-pocket maximums under a high deductible health plan (“HDHP”). The 2026 limits are as follows:

  • Annual HSA contribution limits: $4,400 for self-only coverage (a $100 increase from 2025) and $8,750 for family coverage (a $200 increase from 2025);
  • Minimum HDHP deductibles: $1,700 for self-only coverage (a $50 increase from 2025) and $3,400 for family coverage (a $100 increase from 2025); and
  • HDHP out-of-pocket maximum limits: $8,500 for self-only coverage (a $200 increase from 2025) and $17,000 for family coverage (a $400 increase from 2025).

Rev. Proc. 2025-19 is available here.

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