Erin Simmons
Biography
Erin Simmons is a Chambers-ranked, Band 1 banking and finance lawyer based in Denver, Colorado with more than 18 years of experience representing lenders, agents, borrowers, private credit providers, and private equity sponsors in leveraged finance, acquisition financing, and complex credit transactions. Known for her practical, solution-driven approach, Erin provides her clients with strategic counsel that cuts through complexity to deliver results. As one client put it, "Our team has a deep trust in Erin, knowing that her advice is sound and reputable no matter the complexity of the deal" (Chambers USA 2026).
Clients consistently praise Erin for her ability to translate sophisticated legal and financial concepts into clear, actionable guidance — one noting that she "does a great job of explaining complex legal language in everyday language that I can understand" (Chambers USA 2026). That clarity, combined with a pace that matches today's deal environment, is what sets her apart. Clients report that her "speed in document turnaround is unmatched" making Haynes Boone "the first and only firm we want to engage with every time" (Chambers USA 2026).
Erin's extensive experience spans advising national and regional banks, private credit providers, and private equity sponsors, as lenders and agents. She also represents borrowers — from sponsor-backed portfolio companies to independent businesses — across leveraged buyouts, acquisition financings, and complex credit structures, giving her a balanced perspective on both sides of the negotiation table. That versatility allows her to quickly distill complex issues, identify key priorities, and forge common ground to drive deals to successful closure. Clients value this versatility, noting that "she is solution-oriented and can talk through the complexities of a matter" and that she "can get up to speed on complex work and understand the key issues" (Chambers USA 2026).
Erin's practice covers the full spectrum of leveraged and sponsor-driven loan transactions, including acquisition financings, asset-based lending (ABL), reserve-based lending (RBLs) in the energy sector, private credit facilities, and 1st and 2nd lien and split-lien collateral structures. She regularly handles middle-market and large-cap credit facilities, cross-border financings, and multi-tranche debt structures. Clients confirm that Erin and her team "have proven their ability to make recommendations in complicated situations" (Chambers USA 2026), making her a trusted advisor across deal types and complexity levels.
Whether working with lenders, agents, private credit providers, or sponsors, Erin's focus on delivering client-focused solutions and her commitment to excellence make her a valued partner for navigating the intricacies of leveraged and structured finance. Recognized in The Best Lawyers in America (2024–2027) and Chambers USA for Banking & Finance every year since 2021, Erin is one of the leading debt finance practitioners in Colorado and the Rocky Mountain region.
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Agent/Lender Representations
- Advised a national bank, as administrative agent, in its $350 million syndicated senior secured revolving credit facility to the owner of multiple ski resorts in the U.S. and Canada.
- Advised a national bank in its $75 million revolving credit facility to a dietary and nutritional supplements company.
- Advised a national bank in a $42.4 million term and revolving credit facility to a ski resort operator.
- Advised a national bank in three credit facilities to a ski resort operator aggregating over $30 million.
- Advised a national bank in a $34 million term and revolving credit facility to a ski resort operator.
- Advised the US subsidiary of a Canadian bank in a $30 million term and revolving credit facility for a manufacturer of pipe liners to make a strategic acquisition of a company with operations in Canada, Chile, Peru, and Argentina.
- Advised a national bank in connection with a $127 million revolving credit facility to a provider of integrated food, retail and ticketing solutions to cultural attractions.
- Advised a national bank in connection with a $50 million discretionary line of credit to a sustainable aluminum packaging company.
- Advised a national bank in connection with a $100 million discretionary line of credit to a provider of technology solutions, electronic components, and engineering services.
- Advised a national transportation company in connection with its offer to purchase and restructure approximately $50 million of debt of one of its suppliers.
- Advised a Swedish multinational networking and telecommunications company in connection with its $59.3 million revolving credit facility to one of its joint ventures and intercreditor matters with the joint venture's senior lender.
- Advised a private credit provider in its $25 million ABL loan to a provider of integrated intelligence for construction worksites.
- Advised a national bank in a $15 million NAV credit facility and $15 million management fee line of credit to a real estate private equity firm.
- Advised a national bank in connection with a 1st lien $24 million revolving and term credit facility for a private equity firm to acquire a company that provides building and construction services and intercreditor matters with the 2nd lien term loan private credit provider.
- Advised a national bank in connection with a $27 million term and revolving credit facility to a commercial printing services company.
- Advised a national bank in connection with a $20 million cash-secured revolving loan to a Bitcoin mining facility.
- Advised a regional bank in connection with a $17 million term and revolving credit facility to an innovative market research company.
- Advised a national bank in connection with an $11 million term and revolving credit facility to a roofing contractor to make a strategic acquisition.
- Advised a national bank in connection with a $14 million term, revolving, and delayed draw term facility to a private equity firm to acquire a company that provides electrical and transformer solutions.
Borrower/Sponsor Representations
- Advised a private equity firm on a split-lien $29 million term loan from a private credit provider and $15 million ABL loan from a national bank used to acquire a manufacturer of polystyrene foam trays used by fresh protein processors and merchandisers.
- Advised a private equity firm on a split-lien $17.6 million term loan from a private credit provider and $5 million ABL loan from a regional bank used to acquire a nationwide automotive wheel repair company.
- Advised an operator of retail stores specializing in golf and tennis apparel and equipment in connection with its $140 million ABL credit facility from a national bank and its $100 million subordinated revolving and term loans from an affiliate.
- Advised a national financial planning and registered investment advisory (RIA) firm in connection with its $100 million revolving, term, and delayed draw credit facility from a regional bank.
- Advised a maker of artisan and other specialty breads, pastries, and desserts in connection with its nearly $80 million credit facility from a private credit provider and $10 million shareholder loan.
- Advised a custom facility solutions provider in connection with its nearly $60 million revolving, term, and delayed draw credit facility from a regional bank.
- Advised a non-bank commercial real estate lender in connection with its $30 million credit facility from a state bank where the collateral consisted of pools of loans.
- Advised a manufacturer of hand trucks, trailer carts, lawn spreaders, hammocks, sport bags, and a variety of other consumer and OEM products in connection with its $20 million credit facility from a private credit provider.
- Advised a plastics raw material distributor in its $25 million ABL loan from a national bank.
Energy Representations
- Advised a national bank in a $100 million reserve-based loan (RBL) to an acquirer of oil and gas assets as part of a reverse 1031 exchange.
- Advised a national bank in a $50 million reserve-based loan (RBL) to an exploration and production (E&P) company.
- Advised a private equity firm investing in the energy sector, in multiple reserve-based club credit facilities (RBLs) (for $1 billion, $250 million, and $250 million) used by portfolio companies to acquire oil and gas properties.
- Advised a national bank in connection with a $38.7 million revolving and term credit facility to a company that delivers engineering design, consulting services, integrity management and turnkey solutions to the utility, energy and midstream sectors.
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- Secured Finance Network (SFNet) Data and Technology Committee
- Secured Finance Network (SFNet) 2024 Spring Mentor
- Advisory Board Member of Young Americans Center for Financial Education
- Colorado Regional Board Member of Teach for America Colorado
- Denver Metro Chamber Leadership Foundation’s Leadership Denver (Class of 2022)
- Denver Metro Chamber Leadership Foundation's Access Denver (Class of Spring 2021)
- Association for Corporate Growth (ACG) Denver’s Leadership 20 (Class of 2016)
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- Recognized in The Best Lawyers in America, Woodward/White, Inc., 2024-2027
- Recognized in Chambers USA, Chambers and Partners, in Banking & Finance, 2021-2026
- Selected as a “Top Lawyer – Banking,” 5280 Magazine, 2022
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- "EBITDA Adjustments in Loan Negotiations" co-author, Thomson Reuters Practical Law, October 2024.
- "EBITDA: Loan Agreement Negotiating Considerations" co-author, Thomson Reuters Practical Law, October 2024.
- "What’s Market: EBITDA Add-Backs (2023/2024)," contributor, Thomson Reuters Practical Law Finance, October 2024.
- "Affirmative and Negative Loan Covenants: Customizing Obligations and Restrictions Specific to the Transaction," CLE Webinar for Strafford, September 26, 2024.
- "Anatomy of a Loan Agreement: Defined Terms, Affirmative/Negative Covenants, Events of Default, Reps and Warranties," CLE Webinar for Strafford, January 10, 2024.
- "What’s Market: 2023 Mid-Year Trends in Large Cap and Middle Market Loans," contributor, Thomson Reuters Practical Law Finance, August 17, 2023.
- “Colorado Secured Transactions Under Article 9 of the Uniform Commercial Code: Forms and Practice Manual – Second Edition,” co-author, 2020, 2021 and 2022 updates.
- “Main Street Lending Program,” author, Colorado Banker Magazine, July/August 2020.
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Education
- J.D., Fordham University School of Law, 2008, cum laude
- B.S., Georgia Institute of Technology, 2002, magna cum laude
Admissions
- Colorado
- New York